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How does invoicing and the monthly credit card charge work?

Invoicing: At the time of registration your account is automatically assigned a billing cycle. This billing cycle pre-determines your invoicing date as well as your payment due date. This date is referred to as your Billing Cycle Date and is clearly displayed at the top of your account status page. This date will also appear on your invoice as your Invoice Date. Please check your account status to verify your Billing Cycle Date.

You will normally be invoiced within five days of your Billing Cycle Date via email. This invoice will include your previous month's account activity as well as any past due amounts. In the event you do not receive an invoice, you are still responsible for your payment. Please check your account status for your current account balance.

eBay Billing Cycles

Billing Cycle Date When will I receive my invoice? When is my payment due?
15th of the month Between the 16th and 20th of the month By the 15th of the following month
Last day of the month Between the 1st and 5th of the month By the last day of the following month

eBay requires payment in full each month on accounts with balances of $1.00 or greater. You will be billed a monthly finance charge of 1.5% or the highest amount permitted by applicable law - whichever is lower - if your account becomes past due. Your account may be suspended for non-payment, and you may be responsible for collection costs.

Monthly Credit Card Charging: Credit cards on file for automatic monthly billing are normally charged 7 to 10 days after you receive your invoice. This invoiced amount is the amount charged to your credit card (even if a payment is made by check or money order or by one-time credit card payment between your Billing Cycle Date - see chart above - and the day your credit card is charged). PLEASE KEEP IN MIND THAT ANY MONEY OWED AT THE TIME OF INVOICING WILL BE CHARGED TO YOUR CREDIT CARD.

Once eBay calculates how much you owe, the amount is stored in our system. When it is time to pay eBay, our system charges your credit card for the amount owed. Remember: If you do not owe eBay money, you will not be charged.

Any payment made between your Billing Cycle Date (when invoices are calculated) and the day your credit card is charged, does NOT change your invoice amount.

If your credit card does not accept the charge an email will be sent to you explaining the situation. As a courtesy, eBay will attempt to resubmit the charge as soon as 5 days after the first try.

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